Guides

Understand the paperwork before it decides for you

Short guides to the documents and numbers behind merchant cash advance debt. Every fact carries its source; none of it is legal or financial advice.

  1. Stacked merchant cash advances and the remittance ratio

    What stacking is, why each new advance makes the last one harder to pay, and the one number that measures the pressure: remittances as a share of revenue.

    Read the guide
  2. A UCC-1 was filed against your business: what it means

    What a UCC-1 financing statement is, who may file one, how long it lasts, and the written rights an owner has when a filing is stale or wrong.

    Read the guide
  3. The UCC 9-406 letter: why your customers were told to pay someone else

    What the letter a funder sends your customers does under UCC § 9-406, what they may ask for first, what it signals, and what to do in the first week.

    Read the guide
Free Debt Check

Put your own numbers next to the rules.

The Debt Check takes two minutes and shows the ratio, the stack and the public filings for your business.