For lenders

Research for lenders, turnaround firms and distressed-debt teams

Levraq watches state UCC registries, SEC filings, WARN notices and bankruptcy dockets every day, classifies UCC secured parties against a registry of known MCA funders, scores distress and gives a small research team one evidence-first workspace. Access is by invitation after a sales conversation.

What the workspace does

Evidence first, every fact with its source

Daily ingest

UCC, SEC, WARN and Chapter 11

Five UCC states plus SEC filers

MCA funder intelligence

Secured parties classified

Stacked liens and debtor addresses

Scoring and qualification

Evidence decides, not guesses

Missing evidence never qualifies

Workspace

Search, profiles and review

Saved lists, CSV export, team settings

What Levraq does not claim

  • No national UCC coverage: five states plus SEC filers today.
  • No guaranteed leads, no predictive accuracy claims, no API, no service-level agreement and no free tier.
  • No contact data beyond public SEC officer records unless a paid provider is enabled for your workspace.

What the workspace covers

  • UCC filings from Connecticut, Colorado, Oregon, Florida and California (weekly), plus SEC filers, Texas WARN notices and Chapter 11 dockets.
  • Secured-party classification, stacked-lien detection, filing-agent masking and debtor addresses from UCC filings.
  • A capped distress score and a qualification rule that needs verified evidence of identity, operations, $300,000 annual gross revenue, service need, continuity and legal review. Missing evidence never qualifies a lead.
  • Search and filters, company profiles with an MCA exposure summary, review queue, saved lists and views, CSV export, team settings.

How the owner-facing Debt Check fits

Business owners who run the Debt Check contribute owner-reported observations (revenue range, open advances, remittance frequency) with their own provenance. They never overwrite machine-read values.
observation
Example
field: "open_advances"
value: "3"
source: "debt_check"
observed_on: "2026-11-04"
basis: "reported"
By invitation

Talk to sales about workspace access.

Tell us your use case and expected volume; access is invite-only after a conversation.